Is my bank information safe with ShelfSpace ACH?

You link your own bank through a secure connection in your vendor portal — your retailer never sees or enters it, and ShelfSpace does not keep your full account number on file. If that still makes you uneasy, don't link a bank and you'll keep receiving a Check 21 check as before.

ShelfSpace ACH Payments

Getting paid by ACH through ShelfSpace

Some retailers pay their vendors by ACH — money straight to your bank, nothing to print, nothing to deposit. It's optional, you set it up yourself, and here's exactly how it works and what's kept on file.

You link your own bank Optional — not required No vendor fees

Direct deposit, straight from your retailer

When a retail partner pays you by ACH, the money moves straight from their bank into yours — the same way a payroll deposit or a bill payment lands. There's no check page to download, nothing to print, and no trip to the bank.

It's the same payment you'd get any other way — every dollar tied to the same settlement or invoice — just delivered as a deposit instead of a check.

ACH is one of a few ways ShelfSpace can deliver your payment. Your retail partner picks the method, and you decide whether to opt in.

Three ways to get paid

You choose how the money reaches you

Your retail partner sets your payment method. A Check 21 check is the default — ACH and mailed paper are yours to opt into.

Default

Digital check

A Check 21 check appears in your portal the moment it's ready. Print it and deposit from your phone or a teller. No bank info needed.

Opt-in

Mailed check

Prefer paper in hand? Ask your retailer to mail your checks. It's the same Check 21 check, delivered to you by USPS.

Opt-in

ACH direct deposit

Link your bank once and payments land as a deposit — no printing, no depositing. You set it up yourself and can switch back anytime.

How it works

Set it up once, then it just lands

Your retailer enables ACH

Your retail partner turns on ACH direct deposit for your account. Until they do, you keep getting checks as usual.

You link your bank once

You connect your bank yourself, right in your vendor portal. The retailer never sees or enters your account number.

Payment is sent as ACH

When the retailer approves a payment, it goes straight to your linked bank instead of generating a check to download.

The money lands in your account

The deposit arrives within a few business days — the same amount you'd have gotten by check, with nothing to print.

Your bank, your call

Nothing happens with your bank unless you choose it

ACH is opt-in by design. If you'd rather never share bank details, you don't have to — the check path is always there.

Optional, always

Check 21 checks are the default. ACH only happens if you decide to link a bank — never automatically.

You link it, not the retailer

You enter your own bank in your portal. Your retailer never sees or types your account number.

Your full number isn't stored

ShelfSpace keeps only enough to show you which account — never your full account number on file.

Free to you

No vendor fees, no percentage, no per-deposit charge — the same as getting paid by check.

Common Questions

Frequently asked questions

No. Check 21 checks are the default and never ask for your bank account. ACH is optional — it only happens if you'd rather receive a direct deposit and choose to link a bank yourself. Prefer paper? Here's how checks work.

You link your own bank through a secure connection in your vendor portal — your retailer never sees or enters it, and ShelfSpace doesn't keep your full account number on file. If that still makes you uneasy, don't link a bank and you'll keep receiving a Check 21 check as before. Here's our honest answer on whether ShelfSpace is safe for vendors.

An ACH deposit usually lands in your account within a few business days of the retailer approving the payment — no printing and no trip to the bank.

No. ShelfSpace is free for vendors — no fees, no percentage, and no per-deposit charge, whether you're paid by check or by ACH.

Yes, anytime. Ask your retail partner to switch your account back to Check 21 checks. Nothing is locked in.

For questions about a payment or your ACH setup, email support@shelfspace.pro. For questions about a settlement amount or what sold, contact your retail partner directly — they have full visibility into the report that generated your payment.